Out now

Terms &
Consequences

A Narrative Guide to AI Risk

For anyone who has ever wondered what is actually going on with AI and suspected the answer is more complicated than either “everything is fine” or “we're doomed.”

by Seyi Otegbeye Original comics & real stories
Terms and Consequences book cover
The book

AI risk, made to actually make sense.

AI systems are doing extraordinary things right now. They are also doing things that are confusing, unnerving, and in some cases genuinely dangerous. Nobody can fully explain why they are doing either.

Through original comics, real-world stories, and clear explanations that don't require a computer science degree, Terms & Consequences explores what happens when AI systems are used to cause harm on purpose, what happens when they cause harm by accident, and why the difference matters less than you might hope.

It unpacks why these systems do things we did not ask for, why the most powerful ones are often the hardest to understand or correct, and why we are building them into everything anyway.

And it asks the question that matters most: now that you know all this, what can you actually do about it? The answer, it turns out, is more than you think.

Inside the book

Comics, stories, and plain explanations.

01

Harm on purpose

How AI can be used deliberately to deceive, exploit, manipulate, or attack, and why familiar forms of harm become more powerful when they can be automated and scaled.

02

Harm by accident

Why AI systems can produce harmful outcomes without anyone intending them, and how the gap between what we ask for and what we actually mean becomes more consequential as systems grow more capable.

03

Building it into everything

How AI is being woven into the institutions and infrastructures that shape everyday life, from work and education to healthcare, public services, and the law.

04

Why we can't just look inside

Why powerful AI systems can be difficult to inspect, explain, or predict, and why that opacity matters when we begin relying on them for important decisions.

05

The vocabulary you need

A clear introduction to the ideas that shape today's AI risk conversation, from alignment and interpretability to capabilities, deployment, incentives, and control.

06

What you can actually do

A practical look at the choices available to citizens, workers, parents, builders, leaders, and institutions, and why the future of AI should not be left only to experts.

A look inside

Pages from the book.

Comics, diagrams, and prose · Click any page to read full size

How far could it goHow far could it go?
Diagram
How far could it go?
Misalignment Risks chapter openerSimple concept. Herculean challenge.
Chapter
Misalignment Risks
What in the...?“What in the...?”
Comic
“What in the...?”
The Biotech Risk ChainThe Biotech Risk Chain
Diagram
The Biotech Risk Chain
Twelve kids, five hundred dollar budgetTrust the process.
Comic
Trust the process.
Spread 1 / 3
1 / 5
Click any card to bring it forward
Buy the book

Available now on Amazon & Apple Books.

Available at Amazon Get it on Apple Books
Seyi Otegbeye
About the author

Seyi Otegbeye

Seyi Otegbeye is a writer and AI governance practitioner focused on making the risks and rewards of artificial intelligence understandable to a wider public. Her work sits at the intersection of technology, policy, communication, and public interest, with a particular focus on how powerful AI systems affect individuals, institutions, and society.

She has worked across data governance, privacy, and risk advisory, including roles at Spotify and PwC, where she helped organisations translate complex regulatory and technical challenges into practical operating models. She has also led work on AI governance, data protection, and responsible technology adoption, with experience engaging senior stakeholders across legal, technical, and business teams.

Seyi is the creator of Terms & Consequences, a narrative guide to AI risk that combines original comics, real-world stories, and clear explanations to help readers understand what is changing, what could go wrong, and why the future of AI should not be left only to experts. She has completed AI governance training with BlueDot Impact and ML4Good, and has spoken on AI governance, responsible innovation, and inclusion in technology.